• You may contribute up to the IRS limit based on your age.

  • You select your investment funds. You are able to divide up your contributions among the funds that are available and manage those funds online at

  • Your choices include low and high-risk mutual funds.

  • Funds are available at age 59 ½ after separation of service from your employer.

  • All changes made prior to the 15th of the month will be effective in the following month's payroll.

  • Click to access the 401K change form.


Colorado PERA 457

  • You may choose to participate in the 457 plan administered by ING. The 457 plan differs in several ways from the traditional 401(k) and 403(b) plans.

  • In the 457 plan you have access to your funds prior to age 59 ½.

  • The 457 plan allows employees to contribute to their 401(k) or 403(b) plan at the IRS contribution limit and also contribute at the same level to their 457 plan.

  • Enrollment should be completed online at before the 25th of the month. The deduction will then be effective on the next month's payroll.

  • Any changes are also managed online with ING at or by calling PERA at 303-832-9550.