Here are a few examples of what most workers' compensation plans do not cover:

  • Injuries that are pre-existing and not a result of the work incident that occurred.
  • Injuries from a fight (horseplay) that an employee started
  • Injuries an employee sustains due to being intoxicated or impaired in the workplace
  • Injuries an employee intentionally creates or makes happen
  • Emotional injuries that are not accompanied by a physical workplace trauma
  • Under the Statute, if you are treating for a condition and a work injury aggravated a pre-existing condition, the employer is only legally responsible for getting you back to your baseline condition, i.e. the condition is which you were prior to the work incident that caused you the aggravation.